The Imonga Blog

Property purchase costs in Togo: notary, OTR and agency

In Togo, the listed price is never the final cost. Budget for notary fees, OTR transfer duties and agency commission before you buy.

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Preparing your rental application in Togo: documents, deposit and lease since 2022

Since Decree No. 2022-001/PR, rental applications in Togo follow new rules. Here are the documents to gather, deposit and guarantee caps, and the clauses to check before signing.

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Rental lease in Togo: rights, security deposit and notice

Decree No. 2022-001/PR governs residential leases in Togo. Learn the deposit and guarantee caps, the 2-month notice, and banned clauses before signing.

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Real estate in Kara (Togo): rent, buy and secure land rights

Northern regional capital, Kara concentrates student and administrative rental demand. Here is how to rent or buy while securing land rights.

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Real estate in Sokodé (Togo): buying, renting and land law

Sokodé, capital of Togo's Centrale Region, has 115,442 inhabitants according to the 2022 census. Land there falls under the 2018 Land Code: here is how to buy or rent safely.

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Renting a house or villa in Lomé, Togo: deposit, written lease and running costs under the 2022 decree

In Lomé, Togo, the deposit and the rent guarantee are each capped at three months' rent and the lease must be in writing. What the 2022 decree changes when you rent a villa, and what is still negotiated.

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Financing a property purchase in Togo: bank loans, housing microfinance and instalment payments

In Togo, the cost of a bank loan has been capped at 14% a year since June 2026 (BCEAO), and a mortgage requires registered property. What each option requires, and what to ask for in writing.

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How to choose a real estate agency in Togo: what to check before you pay

In Togo, estate agents still have no dedicated law. Here is what you can check yourself, what the lease decree says about agency fees, and why a notary remains mandatory when you buy.

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