Buying an apartment in Dakar in 2026: the complete guide

Dakar is one of West Africa's most active real estate markets. As the economic capital on a geographically constrained peninsula, demand durably outstrips supply, which supports prices but rewards well-prepared buyers. Here's how to buy an apartment in Dakar in 2026, step by step.

Understanding the neighbourhoods

Almadies and the Western Corniche hold the high end: sea views, prestige, proximity to embassies. Expect 700,000 to 1,500,000 FCFA/m² to buy.

Plateau remains the administrative and business heart: ideal for renting, rarer to buy. Mermoz, Sacré-Cœur and Point E offer the best compromise for families and first-time buyers, around 450,000 to 800,000 FCFA/m².

Fast-growing areas such as Diamniadio (new city) attract investors seeking new-build at controlled prices.

The buying steps

1. Check the title: demand the land title (TF) or lease, and confirm there is no mortgage on the land registry.
2. Sale agreement: signed before a notary, with a deposit (often 10%).
3. Deed of sale: the notary verifies, computes registration duties and publishes the transfer.
4. Fees: budget around 7–10% of the price in duties and fees.

Financing your purchase

Senegalese banks offer mortgages at rates between 7 and 10%, over 10 to 20 years, typically requiring a 20–30% down payment. Use the Imonga financing calculator to estimate your monthly payment before committing.

Take action

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Price ranges are indicative (2026 market) and vary by neighbourhood, standard and condition. Always check with a verified professional on Imonga.